We've all been there before - a friend of yours ask politely, can I borrow your car? It may just be for an hour or maybe a day, but doing so will be a great help to your friend. Do you say yes, or no? We know that it can be difficult to bring yourself to say no, especially when your friend is in need. But is it ultimately safe to let a friend borrow your vehicle?
While you may want to be there for your friend, there are some things you should think about before saying yes. Of course you don't want to think about the worse case scenario, which would be that your friend gets in an accident while borrowing your car. However, things happen and this is always a possibility. This is why you should always give your insurance company a call before saying yes. They will advise you on whether or not you would be liable for damage if your friend gets in an accident.
Another thing to make sure of is that your friend is insured themselves. It would be a good idea to have them contact their insurance to verify that their insurance would cover an accident if they were driving your car. Insurance policies will differ and the last thing you want is for your insurance to increase off of an accident that didn't even involve you. Not to mention the stress that this may bring having to get your vehicle repaired and everything else that comes along with an accident.
Although we know it can be hard to say no to a friend asking to borrow your car, be sure to be aware of all of the possibilities and understand how you will be insured. It will help you make a better decision and be able to say no to a friend kindly. For all of your vehicle's repair or service needs, give us a call here at Stang Auto Tech.
